Standards for PCI includes Visa's Account Information Security and Cardholder Information Security programs and MasterCard's Site Data Protection program, to provide a framework for account data security. The security process includes preventing, detecting and reacting to security incidents. Establishing PCI Security Standards is the responsibility of the PCI Security Standards Council.
The PCI Security Standards Council supports merchants by providing education and training about protecting payment card data and serves as a forum of the industry to develop these standards. You can find FAQs that will provide you with more information and provide answers to specific questions.